Banking-as-a-Service Platform

Financial infrastructure
built for the future

Automated ledger processing, AI-powered payment orchestration, and neo-banking tools — delivered as a subscription platform for modern businesses.

Everything you need to build financial products

A unified API layer for ledger management, payments, and banking operations.

Automated Ledger

Double-entry bookkeeping engine with real-time balance tracking, multi-currency support, and automated reconciliation at any scale.

AI Payment Processing

Intelligent payment routing, fraud detection, and risk scoring powered by machine learning models trained on financial transaction data.

Neo-Banking Suite

White-label banking interfaces including accounts, cards, transfers, and statements — ready to embed in your product.

Payment Orchestration

Route transactions across multiple processors with automatic failover, smart retry logic, and dynamic fee optimization.

Real-time Analytics

Financial dashboards, transaction monitoring, and regulatory reporting — all with sub-second data freshness.

Compliance Engine

Built-in KYC/AML screening, transaction monitoring, and regulatory reporting across multiple jurisdictions.

Go live in days, not months

Three steps to launch your financial product on Paylorix infrastructure.

1

Subscribe & Configure

Choose your plan, configure your ledger schema and payment corridors through the dashboard.

2

Integrate API

Connect via our REST API with SDKs for Python, Node.js, Go, and Java. Sandbox environment included.

3

Launch & Scale

Go live with production-grade infrastructure. Auto-scaling handles growth from day one.

Developer-first API design

Clean, RESTful endpoints with comprehensive documentation. Build financial products with the tools you already know.

  • RESTful API with OpenAPI 3.0 spec
  • SDKs for Python, Node.js, Go, Java
  • Webhook-driven event architecture
  • Sandbox with realistic test data
  • Idempotent requests & automatic retries
Get API Keys
# Create a ledger account POST /v1/accounts { "name": "Operating Account", "currency": "USD", "type": "asset", "metadata": { "entity_id": "ent_8x2kf9" } } # Response { "id": "acc_1a2b3c4d", "balance": 0.00, "status": "active", "created_at": "2026-03-15T12:00:00Z" }

Ready to build the future
of financial services?

Start with our free sandbox. No credit card required. Scale when you're ready.